I love nuts so I buy them a lot. Before I started all this frugality, I just bought nuts regardless of the price because I figured I'm going to buy them anyway so why pay attention to the price. I used to have this attitude toward gas too (yes, I'm a little ashamed of myself).
Last week Planters Nuts went on roll-back at Walmart for $3 (smaller cans, which make them cheaper per oz then the larger size) making them .32/oz for Cashews and .26/oz for mixed nuts. I thought that was pretty cheap and bought four cans. I would eventually like to stock up because we do eat at least 2 cans a weeks. So four cans was not a lot but I was afraid that there would be a cheaper sale elsewhere.
Well they did go on sale at Rite-Aid for $3.88 for the larger size, bringing the price to .22/oz for Cashew halves and mixed nuts (about .39/oz on whole cashews and deluxe mixed nuts). The problem is they, of course were sold out (or did they ever stock the shelves to begin with, sometimes I wonder).
The nutty part of Rite-Aid's nut sale was how they try to pawn off the store brand nuts at $3.99 making whole Cashews .41/oz and premium nuts .47/oz. The ad says "Compare to Planters". Why? So you can see that Planter's, the better, less buggy name brand is actually cheaper than the store brand?
Ok, I thought that was bad but then I saw Walgreens Planters sale B1G1 at $6.99 a can! Are you nuts, Walgreens? It's not just about being cheap or even being frugal. Comparing prices is smart to avoid being ripped off big time.
Take the Pepsi 12 packs on sale at Rite-Aid. 3/$11 or $3.67/ea. Ha! Next week at CVS you can get Pepsi at $2.25 per 12 pack wyb 4 (after ECB) plus a free 2 liter Sierra. See frugalsuz for details. But don't buy Pepsi at CVS this week at 3/$11. I love how they say "Limit 6" like this is an excellent deal.
What are your thoughts on all this shifty advertising?
Friday, September 19, 2008
Thursday, September 18, 2008
Some Things I Did Not Know About CVS
A while back I read a post containing shopping tips that mentioned two tips that go hand in hand. 1. shop on the same day of the week and 2. get to know an employee who can share sales info with you. I searched for this post and unfortunetly I am having a hard time finding it. I can say that I read it on one of the blogs in my list to the left. (if you happened to have written the post I am refering to please send a link, it was great)
I never really liked shopping on Saturdays because the new sales pricing was going up and the old ones were coming down and I would be afraid to buy something that was on sale but didn't have the sales pricing on the shelf or buy something going on sale but maybe the computers weren't updated yet.
One Saturday I did go to CVS and mentioned my concern to the employee putting up new tags. She explained that yes, the outgoing sale was still valid, even if they already took the tag down, due to time constrainted. Of course this is pretty obvious. But what she told me next I had no idea.
She explained that because the new flyer comes out Saturday, the two weeks overlap that day making Saturday the best day to shop. In the perfect world you could do 2 weeks of CVS shopping in one, not that you would ever find all the products in one trip, but still good to know. This also explains why sometimes items are sold out even by Sunday afternoon.
The employee was eager to share with me details about how you can use sales, ECBs and coupons to get cheap and free prices. It was funny, the two of us kneeling in the aisle flipping through the flyers. I took advantage of the situation and ask several questions to help clarify CVS shopping for me. I also made sure to take note of and actually remember her name.
One other tid-bit of info regarding the overlapping sales is this:
ECBs shown in the monthly flyer are good both weeks but if the ECB deal is shown only in the weekly sales flyer you will have to wait until the sale officially starts on Sunday to take advantage of that. As an example I will use this list of best deals posted by frugalsuz:
CVS
I never really liked shopping on Saturdays because the new sales pricing was going up and the old ones were coming down and I would be afraid to buy something that was on sale but didn't have the sales pricing on the shelf or buy something going on sale but maybe the computers weren't updated yet.
One Saturday I did go to CVS and mentioned my concern to the employee putting up new tags. She explained that yes, the outgoing sale was still valid, even if they already took the tag down, due to time constrainted. Of course this is pretty obvious. But what she told me next I had no idea.
She explained that because the new flyer comes out Saturday, the two weeks overlap that day making Saturday the best day to shop. In the perfect world you could do 2 weeks of CVS shopping in one, not that you would ever find all the products in one trip, but still good to know. This also explains why sometimes items are sold out even by Sunday afternoon.
The employee was eager to share with me details about how you can use sales, ECBs and coupons to get cheap and free prices. It was funny, the two of us kneeling in the aisle flipping through the flyers. I took advantage of the situation and ask several questions to help clarify CVS shopping for me. I also made sure to take note of and actually remember her name.
One other tid-bit of info regarding the overlapping sales is this:
ECBs shown in the monthly flyer are good both weeks but if the ECB deal is shown only in the weekly sales flyer you will have to wait until the sale officially starts on Sunday to take advantage of that. As an example I will use this list of best deals posted by frugalsuz:
CVS
Nivea for Men Bodywash $4.99, use $1 coupon (7/20 SS) and get back $4.99 ECB (Limit 1) = $1 overage
This Nivea deal is in the Sept. extra value book, so look for it on Saturday.
The rest on this list are not in the extra value book so you'll have to wait until Sunday
(not the best example of why shopping Saturday is better, but it gives you idea. Maybe by Saturday the shelves will be restocked!)
Sunday & Monday only: L'Oreal Advanced Revitalist anti wrinkle serum $11.99, use $3 coupon (7/20 SS) and get back $11.99 ECB (Limit 1) = $3 profit
Crest Pro Health $2.99, get back $2 ECB (Limit 2) and use $1 coupon (8/31 P&G) = FREE
South Beach and Kashi Bars two for $5 (buy two of each), use two $2 South Beach coupons and two $2 Kashi coupons plus a $2 off $10 coupon = FREE
Adidas deodorant $4.99, use $1 coupon (7/27 or 9/7 RP) and get back $4 ECB (Limit 1) = FREE
Pepsi 12 pack four for $12 and get back $3 ECB (WYB 4), use Sierra Mist Q (free bottle WYB 3 profitcases of Pepsi)
Sunday & Monday only: L'Oreal Advanced Revitalist anti wrinkle serum $11.99, use $3 coupon (7/20 SS) and get back $11.99 ECB (Limit 1) = $3 profit
Crest Pro Health $2.99, get back $2 ECB (Limit 2) and use $1 coupon (8/31 P&G) = FREE
South Beach and Kashi Bars two for $5 (buy two of each), use two $2 South Beach coupons and two $2 Kashi coupons plus a $2 off $10 coupon = FREE
Adidas deodorant $4.99, use $1 coupon (7/27 or 9/7 RP) and get back $4 ECB (Limit 1) = FREE
Pepsi 12 pack four for $12 and get back $3 ECB (WYB 4), use Sierra Mist Q (free bottle WYB 3 profitcases of Pepsi)
Wednesday, September 17, 2008
Free Money CVS Advisory Panel Survey
If you signed up for the CVS Advisory Panel, check your email because there is a survey being conducted this Sunday. If you get both the CVS and Walgreens flyers in your Sunday paper, you will be asked to compare them and complete a survey in exchange for $10 ECBs! You know your going to be comparing them anyway! You have to take a pre-survey (by today, I think) to see if you qualify.
If you don't get these flyers together in the Sunday paper, take the pre-survey anyway and you will get $2 ECBs for less then 5 minutes of your time.
If you don't get these flyers together in the Sunday paper, take the pre-survey anyway and you will get $2 ECBs for less then 5 minutes of your time.
Tuesday, September 16, 2008
Free Money With Thank You Points
If you are going to be making a larger purchase, here's a way to make the most of your buying power.Consider applying for a Citi Card with Thank You points. You can get 10,000 Thank You points with a $300 purchase. You can then cash the Thank You points in for a $100 gift card to places like JCPenney or Panera. See a list here. You can also choose cash or product rewards but I think the gift cards give you the best value for your points.
Check out little know benefits of using credit cards here.
Monday, September 15, 2008
Bank of America Gave Me $220

I received $220 from Bank of America last month for this deal. I thought the envelopes were junk mail and set them aside to open and be sure it was actually junk at another time. I thought the money would be directly deposited into my account. Oops!
But I got the money and yeah! I got $50 each for opening a business checking and credit card account, $20 for a business savings and $100 for referals.
You can also earn rewards for opening personal accounts if you don't have a business. See your branch for info and make sure your favorite teller gets credit for refering you!
Sunday, September 14, 2008
Fuel Cost Per Mile Summary
I posted earlier about my MPG and have figured out my cost of fuel per mile as well. With Hess gas my cost was $.1286 per mile. Sheetz gas was $.1356 per mile. Sheetz was $.02 less per gallon and my mileage with Sheetz was 1.553 MPG less than with Hess. I beleive Hess to be a higher quality gas than Sheetz so it appears that you do get better mileage with better gas. It also appears that even if you spend more on better gas, it is actually cheaper.
Here is the formula I used:
MPG X Gallons Purchased=Total Miles Driven
Total Cost/TMD=Fuel Cost Per Mile
Example: On 09/04 I purchased gas at Sheetz. My MPG since my last fill up at Hess was 27.66. I multiplied 27.66 by the volume (11.9 gallons) I purchased at Hess the week prior which comes to 329 Total Miles Driven.
The cost of the gas at Hess was $42.33 which I divided by 329 for a Fuel Cost Per Mile of $.1286.
If anyone sees any flaws in this formula let me know because my mind was kind of boggled by this but I think it's right. Also, I created an Excel spreadsheet so all I have to do is plug in the numbers next time.
Let me know if you find this information interesting and useful.
Here is the formula I used:
MPG X Gallons Purchased=Total Miles Driven
Total Cost/TMD=Fuel Cost Per Mile
Example: On 09/04 I purchased gas at Sheetz. My MPG since my last fill up at Hess was 27.66. I multiplied 27.66 by the volume (11.9 gallons) I purchased at Hess the week prior which comes to 329 Total Miles Driven.
The cost of the gas at Hess was $42.33 which I divided by 329 for a Fuel Cost Per Mile of $.1286.
If anyone sees any flaws in this formula let me know because my mind was kind of boggled by this but I think it's right. Also, I created an Excel spreadsheet so all I have to do is plug in the numbers next time.
Let me know if you find this information interesting and useful.
Mileage
While I'm happy gas has come down a bit, I didn't do so hot in the mileage and price paid dept. this week and I'm not happy about that.
First of all, I went out Friday for some groceries and gas. On the way to the store I noticed gas at Sunoco and Turkey Hill, across the street was $3.49/gal. I didn't feel like stopping until after the store. At some point I heard a report on the radio that because of Ike prices were bound to go up. I sighed and switched stations.
When I returned to Sunoco I started pumping only to realize that the price went up 10cents in less than 1 hour! I looked across the street to see a packed Turkey Hill and $3.49 gas. What the...? Not only did I spend more money but I also felt like an idiot all by myself at Sunoco.
So this morning I figured out my mileage and got 26.09MPG down from 27.66 MPG. Why the difference? Well, I had to go to work a few days and while I didn't have a particular time to be there, I was running fairly late as usual. Not to mention I have to be back for the bus at a certain time too. So I didn't take it as easy as I would have liked. I'm not talking about speeding. I just like to, when possible, coast to stop signs or turns and down mountains. This saves gas and brakes. I know I need to prepare for my days and allow myself a few extra minutes. Just one of the habits I need to work on.
One other reason for the lower mileage could very possibly be the Sheetz gas I put in last time. I generally try to buy Sunoco gas, but if Giant or Sheetz is cheaper or I'm in a certain part of town, I fill up when and where I can.
First of all, I went out Friday for some groceries and gas. On the way to the store I noticed gas at Sunoco and Turkey Hill, across the street was $3.49/gal. I didn't feel like stopping until after the store. At some point I heard a report on the radio that because of Ike prices were bound to go up. I sighed and switched stations.
When I returned to Sunoco I started pumping only to realize that the price went up 10cents in less than 1 hour! I looked across the street to see a packed Turkey Hill and $3.49 gas. What the...? Not only did I spend more money but I also felt like an idiot all by myself at Sunoco.
So this morning I figured out my mileage and got 26.09MPG down from 27.66 MPG. Why the difference? Well, I had to go to work a few days and while I didn't have a particular time to be there, I was running fairly late as usual. Not to mention I have to be back for the bus at a certain time too. So I didn't take it as easy as I would have liked. I'm not talking about speeding. I just like to, when possible, coast to stop signs or turns and down mountains. This saves gas and brakes. I know I need to prepare for my days and allow myself a few extra minutes. Just one of the habits I need to work on.
One other reason for the lower mileage could very possibly be the Sheetz gas I put in last time. I generally try to buy Sunoco gas, but if Giant or Sheetz is cheaper or I'm in a certain part of town, I fill up when and where I can.
I will figure out the price per mile as well to see if using cheaper gas is actually cheaper and post a summary of my MPG and fuel cost per mile. I've called it fuel cost per mile because it will not include all the other costs of operating a vehicle such as wear and tear and insurance. I had read a few years back that the average cost per mile was $.50. Ouch! That was an eye opener then, and I don't even want to know want it is today.
Kiss My Face Giveaway Ends Today!
I don't know how I missed this giveaway for Children's Kiss My Face Products. With DD any kids bath and body products are appreciated. Get over to Stretching a Buck now for your chance to win!
Saturday, September 13, 2008
Give-A-Way
Had to end this early as I was getting phone calls from lawyers.
Guess this particular company doesn't want/need any extra promotion.
I promise to never in any way, shape or form mention this company again. Promise.
Guess this particular company doesn't want/need any extra promotion.
I promise to never in any way, shape or form mention this company again. Promise.
Freebies and Deals, Stamps.com and Price List
Walmart
Free Purina 3.5 lb Cat Food with coupon here.
Free Centrum after rebate plus used a $3 off coupon so purchasing this at $9.99 gives a $3 overage. Rebate form and coupon in last weeks inserts.
CVS
Loreal Facial Cleansing Cloths Free
2 bags Chex Mix $.99 each. Used 2 coupons for $1.oo off.
2 Packs Extra Care Gum on sale for 2/$2. Used 2 $.75 coupons from last couple All You issues and paid $.25 each.
Hawaiian Tropic Flip Flops were $5.99 at 90% off came to $.59!
In the mail received 2 pads and 2 tampons and a Schick electric razor.
I called Stamps.com to cancel my subscription, after I printed all my excess postage onto envelopes so not to miss out. I wish I had called sooner because I paid for 3 months at $17.99! With this promo I got a $25 Amazon card and $25 in postage. I've learned my lesson and will following moneysavingmethods.com footsteps and keep everything I sign up for organized. She also recommends entering the date to cancel in Outlook with a reminder and writing a reminder in your planner. So they waived this months fee, gave me $10 in postage, sent more stamps and told me the date I would need to call by to cancel.
At Giant I got a free bag of Green Giant Corn in a steamer bag with sale and coupon. I don't usually buy the steamer bags because 1. they are more expensive and 2. I don't think it is healthy to microwave food in plastic. So when I do get a deal on steamers I still use a glass bowl.
Cambells and Tomato Soup on sale for $.66 a can and used a $1/10 from recent insert to make it $.56 a can. It may be cheaper at times, I am not sure but I have gotten a good start on my price list so in the future I can take advantage of the best deals.
Free Purina 3.5 lb Cat Food with coupon here.
Free Centrum after rebate plus used a $3 off coupon so purchasing this at $9.99 gives a $3 overage. Rebate form and coupon in last weeks inserts.
CVS
Loreal Facial Cleansing Cloths Free
2 bags Chex Mix $.99 each. Used 2 coupons for $1.oo off.
2 Packs Extra Care Gum on sale for 2/$2. Used 2 $.75 coupons from last couple All You issues and paid $.25 each.
Hawaiian Tropic Flip Flops were $5.99 at 90% off came to $.59!
In the mail received 2 pads and 2 tampons and a Schick electric razor.
I called Stamps.com to cancel my subscription, after I printed all my excess postage onto envelopes so not to miss out. I wish I had called sooner because I paid for 3 months at $17.99! With this promo I got a $25 Amazon card and $25 in postage. I've learned my lesson and will following moneysavingmethods.com footsteps and keep everything I sign up for organized. She also recommends entering the date to cancel in Outlook with a reminder and writing a reminder in your planner. So they waived this months fee, gave me $10 in postage, sent more stamps and told me the date I would need to call by to cancel.
At Giant I got a free bag of Green Giant Corn in a steamer bag with sale and coupon. I don't usually buy the steamer bags because 1. they are more expensive and 2. I don't think it is healthy to microwave food in plastic. So when I do get a deal on steamers I still use a glass bowl.Cambells and Tomato Soup on sale for $.66 a can and used a $1/10 from recent insert to make it $.56 a can. It may be cheaper at times, I am not sure but I have gotten a good start on my price list so in the future I can take advantage of the best deals.
Friday, September 12, 2008
Make Money from a Previous SCR Deal
Turns out this is only good if you purchase a bottle that has a peelie.
*Charles Worthington Results, Dream, or Big hair care product
Go to Hooray for Rebates for instructions. Expires 12/31/08
Here is my plan: I remembered that this was a Free after SCR at Rite-Aid a while back. I went to the SCR site and saw it was an August deal. I clicked on it and narrowed the date down to 08/03 to 08/05 and was quickly able to locate my reciept. So not only was it free after SCR but I should be able to make $4.99 if this works.
*Charles Worthington Results, Dream, or Big hair care product
Go to Hooray for Rebates for instructions. Expires 12/31/08
Here is my plan: I remembered that this was a Free after SCR at Rite-Aid a while back. I went to the SCR site and saw it was an August deal. I clicked on it and narrowed the date down to 08/03 to 08/05 and was quickly able to locate my reciept. So not only was it free after SCR but I should be able to make $4.99 if this works.
Monday, September 8, 2008
Hannah Montana You Make Me Look Bad
Yeah my kid is a freak for Hannah Montana. This didn't happen until she went to a party of another Hannah Montana freak, but hey, I can't keep her in a bubble all her life right? I don't mind my daughter's infactuation with Hannah (as long as she doesn't turn into a Brittney) but I have a problem with spending money on products that make Hannah Montana and others richer then they already are and leaves me, well, with less money. And have you notices these products are everywhere! I thought celebrities just signed on to sell with one company like, Walmart, or KMart, or JCPenney but not anymore.
I bought a HM back pack at Walmart and in as few words as possible, describe the purchase as follows:
Backpack, needed.
Walmart, bad.
One zipper pull, bad.
Hannah Montana, good.
$10, good.
I bought a HM T-Shirt at JCP for $10, free with coupon. Good.
But Hannah Montana fruit snacks at the grocery store? Please. First, those fruit snacks are junk. Second, I have no coupon and ther is no sale. This is what I say to my DD. "Don't you think Hannah Montana has enough money?" God knows half her songs are about how great it is to be a rich celebrity. What is up with that? Plus, "Wouldn't you rather keep our money instead of giving it to Hannah Montana who has enough already?" My DD sometimes whines that "so and so has more webkinz" then she does. "So what, you have more this or that" or "went here or there" so don't worry about it!
It would be so nice if she could aspire to catch up to Hannah Montana in the money department.
Does this make me a bad mommy?
I bought a HM back pack at Walmart and in as few words as possible, describe the purchase as follows:
Backpack, needed.
Walmart, bad.
One zipper pull, bad.
Hannah Montana, good.
$10, good.
I bought a HM T-Shirt at JCP for $10, free with coupon. Good.
But Hannah Montana fruit snacks at the grocery store? Please. First, those fruit snacks are junk. Second, I have no coupon and ther is no sale. This is what I say to my DD. "Don't you think Hannah Montana has enough money?" God knows half her songs are about how great it is to be a rich celebrity. What is up with that? Plus, "Wouldn't you rather keep our money instead of giving it to Hannah Montana who has enough already?" My DD sometimes whines that "so and so has more webkinz" then she does. "So what, you have more this or that" or "went here or there" so don't worry about it!
It would be so nice if she could aspire to catch up to Hannah Montana in the money department.
Does this make me a bad mommy?
Sunday, September 7, 2008
Mileage
I have been wanting to write about my mileage here and see what I can do to improve it and keep tabs on what I've done to make it worse so I can avoid it next time. I have figured that for the period of 08/22 to 09/04, I have gotten a whopping 27.66 MPG. Not too shabby, but I think I can do better. Now that I'm on track, here are a list of things I know I can do to make my mileage better or at least not make it worse:
I will check that my tires aren't low every time I drive the car.
I'm sure it could use a new air filter, after 160,000 miles, I'm not sure I ever changed this, oops.
I'll do the speed limit and coast when I can. This is a bonus because I will save my brakes too. No jack-rabbit starts either.
This tank was Hess gas. I wonder how it compares to Sunoco, Giant or Sheetz? I'll let you know.
I know there are other thing I can do but can't think of them right now. Do you know of anything I can try?
I will check that my tires aren't low every time I drive the car.
I'm sure it could use a new air filter, after 160,000 miles, I'm not sure I ever changed this, oops.
I'll do the speed limit and coast when I can. This is a bonus because I will save my brakes too. No jack-rabbit starts either.
This tank was Hess gas. I wonder how it compares to Sunoco, Giant or Sheetz? I'll let you know.
I know there are other thing I can do but can't think of them right now. Do you know of anything I can try?
Freebies and Deals, A Rant and Tomatoes
Here's how I did this week.
Freebies in the mail:
Roll of toilet paper
Pack of Stride Gum
Coupon for free box of Cheerios
CVS Freebies
Dawn Dish Soap
Colgate Toothpaste
Rite-Aid Freebies
Pantene Conditioner $4.99 ($2 off coupon from 8/31)
Pantene Hair Spray $3.50 (free with Pantene Conditioner-coupon from 8/31 insert)
Crest Toothpaste $2.49 ($1 off leaves $.25 overage)
Rite-Aid Deals
The following, along with the Pantene Products and Crest above will go toward September SCR #75
1 Tampax Pearls $6.99 (use $1 off coupon)
3 Crest Pro-Health Rinse at $4.99ea. (SCR #602-$10 back on 3) I used $1 off coupon for one of these.
Warning-Rant Ahead-I also had a coupon for $2 off 2 Crest toothpaste products from a Giant mailing. It was a manufacture coupon and I thought I might have to argue that, while these rinses are not "Crest toothpastes" they are "Crest toothpaste products". Crest has always been a toothpaste so the rinses should be a Crest toothpaste product. Am I right? Anyway, I didn't get that far because the cashier said they can't accept it because it was for Giant. I pointed out that it was a manufacture coupon but no go. Rite-Aid has also denied my internet coupons (though I still try since some cashiers forget, don't know, whatever). Other stores don't have a problem with these coupons, so why Rite-Aid? My guess would be that they just don't get how to properly submit coupons in the first place and it has nothing to do with the internet or the fact that the MQ happens to have another store name on it. End Rant.
These items get me to $32.94 and a $10 gift card for offer #75.
And the grand total for those items is $.29 overage. Not bad. I think I'm getting the hang of this. Thank you frugalsuz. Her post was a huge help for getting these things my family needs for free!
Also shown are a Glade plug-in I got free at Walmart after a coupon for $4/off and a coupon for a free Crest toothpaste product.
In the background are tomatoes my husband and I canned last night. For the time and effort involved I wondered if it was worth it. Well, we'll have the satisfaction of eating our own 100% organic tomatoes for a little while longer and the time spent together didn't kill us. When I asked DH to help me with this task, he said, he works all day and was so hoping to come home to full jars lined up on the counter. I must have said "I can't believe you expected me to do this all by myself" about 20 during the whole process.
Friday, September 5, 2008
Coupon Organizer
If your coupon stash looks anything like mine, get over to Mom's Need To Know for a chance to win a Couponizer. I am so frustrated with not being able to find the coupons I need or know which ones I have. I haven't been able to find a decent place to keep my coupons so if I don't win one I am going to buy one.
Subscribe to:
Posts (Atom)