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Wednesday, October 16, 2013

How Discover Card Can Save You Money

While some shy away from Discover because they advertise 1% unlimited cash back on purchases but really only give you .25% until you spend $3000 annually, the card can be very valuable when used for certain purchases. See below for the other benefits of this card.

  • 5% Cashback Bonus-Each quarter Discover offers 5% Cashback in certain categories. For example Jan.-March was Restuarants & Movies; April-June was Home Improvement; Jul-Sept was Gas Stations (that's like paying $.18 less per gallon!) and this quarter is Online Shopping. 
  • ShopDiscover-5%-20% Cashback Bonuses at over 200 online retailers. 
  • Redeem rewards for cash, gift cards, donations or purchases.
  • Get a $50 Cashback Bonus  after your first purchase within 3 months and $50 when you refer friends.
  • Purchase Protection-You're protected for 90 days and up to $500 on stolen or damaged Discover card purchases.
  • Extended Product Warrenties-Discover will extend the terms of a purchased or manufacturer's warranty for up to 1 additional year.
  • Cash at Checkout-Get the cash you need without an extra trip to the ATM.
  • Return Guarantee-You can return your Discover card purchase within 90 days regardless of the original store's policy. 
  • Price Protection-If you see an item you purchased at any store at a lower price within 90 days, Discover will cover the difference.
  • Roadside Assistance-Access to all Emergency Road and Tow Services. Just pay $69.95 each time you need service. Includes locksmith services, towing and roadside assistance.
  • And more!

Once you have a Discover Card click here to find out how to earn another $50 with Discovers awesome checking account.

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