Free Money With Thank You Points

If you are going to be making a larger purchase, here's a way to make the most of your buying power.

Consider applying for a Citi Card with Thank You points. You can get 10,000 Thank You points with a $300 purchase. You can then cash the Thank You points in for a $100 gift card to places like JCPenney or Panera. See a list here. You can also choose cash or product rewards but I think the gift cards give you the best value for your points.

Check out little know benefits of using credit cards here.